Health Premium Increase Impact

See how annual premium increases accumulate.

Monthly premium at the endCHF 619

Monthly premium at the end – depending on Years (years)

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What supplementary insurance covers, when it pays off and how to claim cantonal premium reductions.

The yearly process for changing basic insurance and what to do with supplementary cover.

What the two policies protect, how to choose sums insured and common exclusions.

Find the franchise (deductible) with the lowest total yearly cost for an adult.

At what yearly healthcare cost does a lower franchise start to pay off?

Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.

Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.

Estimate the coverage that protects your family’s income if you die.

Compare your income with benefits from IV and your pension fund if you become disabled.