Child Health Insurance Franchise

Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.

Best franchiseCHF 0

Franchise – Total yearly cost

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How the deductible, 10 % co-payment and managed-care models affect your yearly cost.

Mandatory insurance, the sensible extras and the policies that are often oversold.

What supplementary insurance covers, when it pays off and how to claim cantonal premium reductions.

Find the franchise (deductible) with the lowest total yearly cost for an adult.

At what yearly healthcare cost does a lower franchise start to pay off?

Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.

Estimate the coverage that protects your family’s income if you die.

Compare your income with benefits from IV and your pension fund if you become disabled.

See how much of your salary is covered by compulsory accident insurance.