🧾 Budget & Everyday
Budgets, emergency funds, car costs and transport passes.
Calculators (10)
50/30/20 Budget Planner
Split your net income into needs, wants and savings.
🧾 Budget & EverydayEmergency Fund Calculator
How much cash buffer do you need and how long to build it?
🧾 Budget & EverydaySavings Rate & Years to Independence
Your savings rate decides how soon you can stop working.
🧾 Budget & EverydayMoving Between Cantons
Compare take-home pay and housing costs when moving to a different canton.
🧾 Budget & EverydayMonthly Budget Planner
Add up your monthly costs and see what is left.
🧾 Budget & EverydaySubscription Cost Calculator
Small monthly subscriptions add up over time.
🧾 Budget & EverydayTotal Cost of Owning a Car
All-in monthly and per-kilometre cost.
🧾 Budget & EverydayGA vs. Half-Fare Card
Is the Swiss travelcard worth it compared with a half-fare card or single tickets?
🧾 Budget & EverydayElectricity Cost Estimator
Estimate yearly electricity costs from your usage.
🧾 Budget & EverydayOvertime Pay Calculator
Compensation for overtime under the Swiss Code of Obligations (25 % surcharge).
Guides (10)
Budgeting in Switzerland: Cost of Living and Smart Savings
High salaries, high prices. How to build a realistic budget and where Swiss households can save.
🧾 6 min readYour First Job in Switzerland: Money Basics for Young Adults
Read your contract, pick insurance, start saving and avoid the early debt traps.
🧾 5 min readWhere to Keep Your Cash: Savings Accounts, Emergency Funds and Deposit Protection
How much cash to hold, where to put it and what happens if a bank fails.
🧾 5 min readCar or No Car? The True Cost of Mobility in Switzerland
Compare owning a car with public transport, car sharing and the GA travelcard.
🧾 5 min readSaving on Groceries and Everyday Costs in Switzerland
Practical ways to cut spending on food, shopping and daily life without losing quality.
🧾 4 min readEnergy Costs at Home: Electricity, Heating and Subsidies
How to estimate your energy bill, where the savings are and what support exists.
🧾 4 min readPhone, Internet and Subscriptions: Cutting Recurring Costs
How to review contracts, compare providers and cancel what you do not use.
🧾 5 min readManaging Money as a Couple: Accounts, Goals and Fair Sharing
How couples can organise accounts, split costs and plan together.
🧾 4 min readTeaching Children About Money: Pocket Money, Saving and First Accounts
Age-appropriate ways to build good money habits.
🧾 4 min readSaving for Big Purchases: Car, Wedding, Holiday or Renovation
How to set a target, pick the right account and automate the plan.