Life Insurance Need

Estimate the coverage that protects your family’s income if you die.

Yearly shortfallCHF 26’000

Recommended death-benefit cover – depending on Years of protection (years)

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Mandatory insurance, the sensible extras and the policies that are often oversold.

What AHV and the pension fund pay to survivors and how to fill the rest with term cover.

Liability, income protection, property and cyber cover: what to prioritise.

Find the franchise (deductible) with the lowest total yearly cost for an adult.

At what yearly healthcare cost does a lower franchise start to pay off?

Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.

Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.

Compare your income with benefits from IV and your pension fund if you become disabled.

See how much of your salary is covered by compulsory accident insurance.