Health Premium Increase Impact
See how annual premium increases accumulate.
- Total premiums paid
- CHF 57โ355
- Years until premiums double
- 14.2 years
Learn more
Supplementary Health Insurance and Premium Subsidies
What supplementary insurance covers, when it pays off and how to claim cantonal premium reductions.
๐ก๏ธ 4 min readHow to Switch Your Health Insurer: Steps, Deadlines and Pitfalls
The yearly process for changing basic insurance and what to do with supplementary cover.
๐ก๏ธ 4 min readLiability and Household Insurance: What Cover Makes Sense
What the two policies protect, how to choose sums insured and common exclusions.
More calculators: Insurance & Health
Health Insurance Deductible Optimizer
Find the franchise (deductible) with the lowest total yearly cost for an adult.
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At what yearly healthcare cost does a lower franchise start to pay off?
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Childrenโs franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.
๐ก๏ธ Insurance & HealthMaximum Yearly Healthcare Cost
Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.
๐ก๏ธ Insurance & HealthLife Insurance Need
Estimate the coverage that protects your familyโs income if you die.
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Compare your income with benefits from IV and your pension fund if you become disabled.