Insurance Premium Comparison

What switching to a cheaper health insurer saves over several years.

Saving in year 1CHF 480

Total saving over the period – depending on Years (years)

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What supplementary insurance covers, when it pays off and how to claim cantonal premium reductions.

The yearly process for changing basic insurance and what to do with supplementary cover.

How alternative insurance models work, who benefits and what you give up.

Find the franchise (deductible) with the lowest total yearly cost for an adult.

At what yearly healthcare cost does a lower franchise start to pay off?

Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.

Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.

Estimate the coverage that protects your family’s income if you die.

Compare your income with benefits from IV and your pension fund if you become disabled.