Salary Continuation in Sickness

How long is your employer obliged to pay when you are ill (Bernese scale)?

Months of full salary (Bernese scale)3.00

Months of full salary (Bernese scale) – depending on Years with the same employer (years)

Learn more

Mandatory insurance, the sensible extras and the policies that are often oversold.

IV, pension fund and daily sickness allowance: what they pay and where gaps appear.

Occupational and non-occupational accidents, daily allowances and what to do when you change jobs.

Find the franchise (deductible) with the lowest total yearly cost for an adult.

At what yearly healthcare cost does a lower franchise start to pay off?

Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.

Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.

Estimate the coverage that protects your family’s income if you die.

Compare your income with benefits from IV and your pension fund if you become disabled.