Retirement Income Gap
Find out how much extra monthly income, and capital, you need in retirement.
- Monthly gap
- CHF 800
- Capital needed to close the gap
- CHF 274’286
- Guaranteed income covers
- 85.71 %
- Expected monthly AHVCHF 2’300 · 41 %
- Expected monthly pension fundCHF 2’500 · 45 %
- Monthly gapCHF 800 · 14 %
Learn more
The Swiss Three-Pillar Pension System Explained
AHV, pension fund and private savings: how the three pillars work together and what each one gives you.
🏔️ 7 min readYour Pension Fund (BVG): Buy-Ins, Conversion Rates and Choices
How the second pillar works, why conversion rates matter and when a voluntary purchase pays off.
🏔️ 6 min readPension or Lump Sum? How to Choose at Retirement
Compare lifelong annuities with capital withdrawals: taxes, risk, flexibility and deadlines.
More calculators: Retirement & Pensions
Pillar 3a Contribution & Tax Saving
Your maximum 3a contribution and the tax you save by paying it in.
🏔️ Retirement & PensionsPillar 3a Growth Projection
Project your 3a capital with regular annual contributions.
🏔️ Retirement & Pensions3a Account vs. Taxable Investing
Compare locking money in pillar 3a against investing the same net amount freely.
🏔️ Retirement & Pensions3a Staggered Withdrawal Savings
See how splitting 3a accounts over several years lowers the capital withdrawal tax.
🏔️ Retirement & PensionsPension Fund Buy-In Tax Benefit
Voluntary purchases into your pension fund are tax-deductible.
🏔️ Retirement & PensionsPension Fund Conversion Rate
Turn your retirement capital into an annual pension using the conversion rate.