Pension Fund Conversion Rate

Turn your retirement capital into an annual pension using the conversion rate.

Annual pensionCHF 32’400

Annual pension – depending on Conversion rate

Learn more

AHV, pension fund and private savings: how the three pillars work together and what each one gives you.

How the second pillar works, why conversion rates matter and when a voluntary purchase pays off.

Vested benefits, the transfer to your new fund and what to do in a gap between jobs.

Your maximum 3a contribution and the tax you save by paying it in.

Project your 3a capital with regular annual contributions.

Compare locking money in pillar 3a against investing the same net amount freely.

See how splitting 3a accounts over several years lowers the capital withdrawal tax.

Voluntary purchases into your pension fund are tax-deductible.

Rough estimate of your monthly AHV old-age pension from your contribution years and average income.