Property Taxes and Tax Values in Switzerland
What the tax value is, which property taxes exist and how land transfers are taxed.
4 min read ยท Mortgage & Property
Owning property triggers several taxes, and the rules differ between cantons.
The tax value
The tax value is an official estimate used for wealth tax. It is often below the market value, and it is revised from time to time. Check that yours is reasonable.
- Transfer taxCHF 9โ000 ยท 53 %
- Notary and land registryCHF 4โ500 ยท 26 %
- Mortgage note costsCHF 3โ600 ยท 21 %
Example with default values. Open the calculator โ
Taxes to know
- Wealth tax on the net value of the property.
- A real estate property tax in some cantons.
- Transfer tax when you buy, in many cantons.
- Property gains tax when you sell, often decreasing with holding time.
Plan for them
Include these costs in your calculation before buying or selling. Plan with the transfer tax calculator.