Rent & Reference Interest Rate
How a change in the mortgage reference rate affects your rent.
- Rent change (about 2.91 % per step)
- -2.91 %
- Adjusted monthly rent
- CHF 1’942
- Monthly difference
- CHF -58.20
- Yearly difference
- CHF -698
Learn more
Renting in Switzerland: Deposit, Reference Rate and Your Rights
How much rent you can afford, what the deposit rules are and when you can ask for a rent reduction.
🏠 5 min readMoving Out of a Rental: Notice, Handover and Getting Your Deposit Back
The steps from termination to a clean handover and the release of the rent deposit.
🏠 4 min readRenting Out Property: Income, Costs and Tax
How rental income is taxed, what you can deduct and what to check in the lease.
More calculators: Mortgage & Property
Mortgage Affordability Calculator
Check the Swiss banks’ rules: 20 % equity and housing costs below one third of income.
🏠 Mortgage & PropertyMortgage Monthly Cost
Interest and amortization of your Swiss mortgage.
🏠 Mortgage & PropertyDirect vs. Indirect Amortization
Compare repaying the mortgage directly or paying into a pillar 3a account.
🏠 Mortgage & PropertyFixed vs. SARON Mortgage
Compare total interest on a fixed-rate and a variable SARON mortgage under a rate scenario.
🏠 Mortgage & PropertyEquity & Closing Costs Needed
Calculate the cash you need to buy a home in Switzerland.
🏠 Mortgage & PropertyProperty Transfer Tax & Notary Costs
Estimate transfer tax and land-registry fees for a Swiss property purchase.