Refinancing Break-Even

Is it worth switching to a cheaper loan or mortgage?

Interest saving per yearCHF 3’500

Interest saving per year – depending on New interest rate

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Understand the mortgage types available in Switzerland and how to weigh certainty against cost.

Where margins differ, when to ask and why brokers and early renewals can save thousands.

How to compare switching costs with interest savings and what contracts allow.

Monthly instalment and total interest for an annuity loan.

Check a Swiss consumer loan against the legal maximum rate of 10 % per year.

Estimate the monthly lease payment from price, residual value and interest.

How long does it take to clear your card balance?

Compare two strategies for repaying three debts with a fixed monthly budget.

Find the true yearly cost of a loan including upfront fees.