Pension Fund Buy-In Tax Benefit
Voluntary purchases into your pension fund are tax-deductible.
- Net cost of the buy-in
- CHF 20’400
- Capital at retirement
- CHF 37’507
- Return on net cost (annualised)
- 4.14 %
Learn more
Your Pension Fund (BVG): Buy-Ins, Conversion Rates and Choices
How the second pillar works, why conversion rates matter and when a voluntary purchase pays off.
🏔️ 6 min readUsing Your Pension Fund to Buy a Home (WEF)
How the early withdrawal for home ownership works, its tax effect and the risks for your cover.
🏔️ 5 min readPension Fund Buy-Ins: A Step-by-Step Strategy
How to find your buy-in potential, spread purchases over several years and avoid common traps.
More calculators: Retirement & Pensions
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Project your 3a capital with regular annual contributions.
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Compare locking money in pillar 3a against investing the same net amount freely.
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See how splitting 3a accounts over several years lowers the capital withdrawal tax.
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Turn your retirement capital into an annual pension using the conversion rate.
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Rough estimate of your monthly AHV old-age pension from your contribution years and average income.