Consumer Credit Interest Cap Check

Check a Swiss consumer loan against the legal maximum rate of 10 % per year.

Within legal cap (10 %)?Yes

Total interest – depending on Effective annual interest rate offered

Learn more

The legal interest cap, how leasing works, and how to get out of debt.

The effective rate, fees and insurance add-ons that decide the true price.

What happens after an unpaid bill, how to object and how to avoid a record in the register.

Monthly instalment and total interest for an annuity loan.

Estimate the monthly lease payment from price, residual value and interest.

How long does it take to clear your card balance?

Compare two strategies for repaying three debts with a fixed monthly budget.

Find the true yearly cost of a loan including upfront fees.

Interest saved by making a lump-sum repayment and keeping the same instalment.