Financial Checklist for Big Life Events: Baby, Divorce, Job Loss and Inheritance
What to review and update when your situation changes.
6 min read ยท Life Events & Family
Life changes create financial tasks. A checklist helps.
New baby
- Parental leave pay and child allowances.
- Life and disability cover.
- Health insurance for the child.
- Cash and savingsCHF 30โ000 ยท 10 %
- InvestmentsCHF 80โ000 ยท 27 %
- Pillar 3aCHF 40โ000 ยท 13 %
- Pension fund (vested benefits)CHF 150โ000 ยท 50 %
Example with default values. Open the calculator โ
Separation or divorce
Review property regime, pension splitting, housing and beneficiaries.
Job loss
Register with the unemployment office, review your budget and check pension and insurance continuation.
Inheritance
Check deadlines and tax. Take stock of your position with the net worth calculator.