📈 Savings & Investing
Compound growth, ETF fees, real returns and financial independence.
Calculators (10)
Compound Interest Calculator
See how a lump sum grows with compounding.
📈 Savings & InvestingSavings Goal Calculator
How much do you need to save each month to reach a target?
📈 Savings & InvestingMonthly Savings Growth
Project the value of regular monthly investing.
📈 Savings & InvestingFund Fee Impact (TER)
See how much a high-fee fund costs you compared with a low-cost ETF.
📈 Savings & InvestingRule of 72 – Doubling Time
How long will it take your money to double?
📈 Savings & InvestingCAGR Calculator
Compound annual growth rate between a start and end value.
📈 Savings & InvestingSwiss Dividend Income After Tax
Net dividend yield after 35 % withholding tax and income tax.
📈 Savings & InvestingWealth Tax Drag on Returns
How much does the annual Swiss wealth tax reduce your investment return?
📈 Savings & InvestingFinancial Independence (FIRE) Number
Calculate the capital needed to retire early and how long it takes.
📈 Savings & InvestingRepay Mortgage or Invest?
Compare paying down debt with investing the same money.
Guides (13)
Wealth Tax in Switzerland: Who Pays and How to Reduce It
Why Switzerland taxes net wealth, typical rates and legal ways to limit the burden.
📈 7 min readInvesting in Switzerland: ETFs, Brokers and Taxes for Beginners
Where to invest, why fees matter, and how Swiss tax rules treat dividends, interest and capital gains.
📈 7 min readEarly Retirement (FIRE) in Switzerland
High salaries make FIRE realistic, but pensions, health insurance and tax need careful planning.
📈 6 min readBuilding a Simple ETF Portfolio as a Swiss Investor
Asset allocation, home bias, currency, accumulating vs. distributing funds and rebalancing.
📈 5 min readBonds for Swiss Investors: Yields, Risks and Tax
How bond prices and yields move, what Swiss Confederation bonds offer and how interest is taxed.
📈 5 min readTax-Free Capital Gains: When Does Trading Become Professional?
Why private gains are tax-free in Switzerland and the criteria that can change that.
📈 4 min readStamp Duty on Securities: A Hidden Cost for Swiss Investors
What the securities transfer tax is, when it applies and how brokers show it.
📈 5 min readInvesting for Beginners: Your First Five Steps
From emergency fund to your first ETF purchase: a simple order of operations.
📈 4 min readDollar-Cost Averaging or Lump Sum? How to Invest a Larger Amount
The trade-off between investing all at once and spreading purchases over time.
📈 5 min readSwiss Real Estate Funds and Property Shares: A Way to Invest Without Buying a Home
How real estate funds work, what drives their price and how they are taxed.
📈 4 min readGold and the Swiss Franc as Safe Havens: What Role in Your Portfolio?
How gold behaves, what it costs to hold and how much is reasonable.
📈 4 min readSustainable Investing in Switzerland: How to Choose ESG Funds
What the labels mean, how to compare funds and the trade-offs with cost and performance.
📈 5 min readChoosing a Broker in Switzerland: Fees, Safety and Features Compared
The cost items to compare, how client assets are protected and what to check before opening an account.