How Much Rent Can I Afford?

Use the one-third rule to find a sensible monthly rent.

Maximum monthly rentCHF 2’775

Maximum monthly rent – depending on Gross household income per year

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How much rent you can afford, what the deposit rules are and when you can ask for a rent reduction.

The steps from termination to a clean handover and the release of the rent deposit.

How rental income is taxed, what you can deduct and what to check in the lease.

Check the Swiss banks’ rules: 20 % equity and housing costs below one third of income.

Interest and amortization of your Swiss mortgage.

Compare repaying the mortgage directly or paying into a pillar 3a account.

Compare total interest on a fixed-rate and a variable SARON mortgage under a rate scenario.

Calculate the cash you need to buy a home in Switzerland.

Estimate transfer tax and land-registry fees for a Swiss property purchase.