Mortgage Affordability Calculator
Check the Swiss banks’ rules: 20 % equity and housing costs below one third of income.
- Mortgage needed
- CHF 720’000
- Equity (% of price)
- 20.00 %
- Hard equity (cash, min. 10 %)
- 13.33 %
- Calculatory yearly cost (5 % + 1 % + amortization)
- CHF 54’000
- Cost as % of gross income (max 33 %)
- 30.00 %
- Max cost at 33 %
- CHF 59’400
- Own funds from cash / savings / 3a securitiesCHF 120’000 · 13 %
- Own funds from pension fund (2nd pillar)CHF 60’000 · 7 %
- Mortgage neededCHF 720’000 · 80 %
Learn more
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