Mortgage Monthly Cost
Interest and amortization of your Swiss mortgage.
- Monthly amortization
- CHF 750
- Monthly maintenance (1 % p.a.)
- CHF 750
- Total monthly cost (cash)
- CHF 2β460
- Loan-to-value
- 80.00 %
- Monthly interestCHF 960 Β· 39 %
- Monthly amortizationCHF 750 Β· 30 %
- Monthly maintenance (1 % p.a.)CHF 750 Β· 30 %
Learn more
Buying Property in Switzerland: Equity, Affordability and Costs
How much equity you need, what banks calculate and which costs surprise first-time buyers.
π 6 min readSARON vs. Fixed-Rate Mortgage: Which One Should You Choose?
Understand the mortgage types available in Switzerland and how to weigh certainty against cost.
π 5 min readHow to Negotiate a Better Mortgage in Switzerland
Where margins differ, when to ask and why brokers and early renewals can save thousands.
More calculators: Mortgage & Property
Mortgage Affordability Calculator
Check the Swiss banksβ rules: 20 % equity and housing costs below one third of income.
π Mortgage & PropertyDirect vs. Indirect Amortization
Compare repaying the mortgage directly or paying into a pillar 3a account.
π Mortgage & PropertyFixed vs. SARON Mortgage
Compare total interest on a fixed-rate and a variable SARON mortgage under a rate scenario.
π Mortgage & PropertyEquity & Closing Costs Needed
Calculate the cash you need to buy a home in Switzerland.
π Mortgage & PropertyProperty Transfer Tax & Notary Costs
Estimate transfer tax and land-registry fees for a Swiss property purchase.
π Mortgage & PropertyRent vs. Buy Calculator
Compare the cost of owning against renting over a holding period.